Helm Godfrey is one of the UK’s largest, independently owned, corporate solutions and wealth management consultancies.
We are passionate about the service we provide and are very proud of the long-term relationships we build with our clients.
Taking pride in our independence, we are not tied to any one provider, which allows us to continually assess the market and ensure you receive the most competitive terms.
Our offerings are richly diverse and as are our clients with some needing many services and others just one.
Services for Employee Benefits
We provide a range of products and services that help your business achieve its goals whilst being affordable, sustainable and adaptable to change.
We believe that your needs are unique – so the advice we give you should be too.
Employee Benefits Consulting and Plan Design
The market is competitive and we are in challenging economic times. It’s important for employers to attract and retain talented employees with a comprehensive benefits package and keep costs low. We know that striking the right balance is vital.
We take pride in our independence. Not being tied to any one insurer allows us to continually assess the market and ensure you receive the most competitive rates. We’ll help you design a scheme that meets your business goals and objectives.
We believe that no single benefit should be looked at in isolation but rather as part of an integrated programme, where benefits complement one another and provide comprehensive, but cost effective, cover.
A well designed and executed benefits programme can help attract, motivate and retain the best people – crucial in such a competitive market place. The team at Helm Godfrey has the skills, knowledge and expertise required to audit, design, manage, implement, communicate and operate corporate benefit programmes.
In response to the general acceptance that people are not saving enough for their retirement, the Government is making all employers automatically enrol eligible employees into suitable pension arrangements and pay contributions on their behalf.
We aim to help our clients to understand and comply with the legislation. We do not force you into pre-determined solutions. We create uncomplicated answers based on your specific requirements.
Group Pension Schemes
Core to any benefits package is the company pension scheme offered. For many, pension schemes are the primary vehicle for retirement planning. With the introuction of auto-enrolment, from October 2012, all employers will automatically be required to enrol their employees in a pension scheme.
Company Pension Schemes can include:
• Group Pension Plans (GPPs)
• Group Stakeholder Pensions (GSHPs)
• Group Money Purchase Pension
• Group Additional Voluntary Contribution
• Group Self-invested Personal Pension (GSIPPs)
• Occupational Money Purchase Schemes
Existing Group Pension Scheme Audit
If you already have a pension scheme in place, we can conduct an audit to ensure the scheme meets the company’s requirements and remains competitive. We will work in partnership with you to give you the peace of mind you need.
Pension Transfer Service
Employees may have several pension plans with different providers. Helm Godfrey offers pension transfer services to help your employees consolidate their pension savings where it is appropriate to do so.
Group Health and Wellness Benefits
Protecting your employees’ health and wellbeing is one of the most important investments that you can make. Healthy employees are usually more productive employees. At Helm Godfrey, we work with our clients to design and implement the most appropriate health and wellbeing strategies.
Decisions around healthcare can be complex and finding the right balance of products is critical. The demographics of each workforce can vary greatly to the next. Our approach is to understand your workforce, assess it’s needs, and recommend a tailored approach to reach the right solution for you and your employees.
Helm Godfrey can help you select the best strategy for your organisation. This might include:
• Private Medical Insurance
• Health Screenings
• Dental Insurance
• Health Cash Plans
• Business Travel Insurance
• Occupational Health Services
• Employee Assistance Programmes (EAP)
Existing Benefits Audit
If you already have policies in place, we can conduct an audit to ensure the scheme continues to meet your requirements and remains competitive. We will work in partnership with you to give you the peace of mind you need.
Reviewing the provider of your benefits against the market enables you to ensure that your terms remain competitive. It also gives you the opportunity to review the design of the benefits provided to your employees. We take a tailored approach to reach the right solution for you and your employees through our experience and knowledge within the market place. We work with a panel of insurers and providers which we review on a regular basis.
Our review takes into account the services, administration, competitiveness of rate, payment of claims & claims management, their additional services offered, as well as their financial strength.
Group Risk Benefits
Group Risk Benefits are designed to protect and insure your employees and their families in the event of long-term illness, accident or death, whilst they are working for you. Including group risk benefits within your portfolio ensures that you are providing your employees with the peace of mind that they need and protection for your business, should the unexpected occur.
Helm Godfrey can help you select the optimal plan for your organisation, including:
• Life Assurance
• Income Protection
• Critical Illness
• Personal Accident Insurance
Existing Benefits Audit
If you already have policies in place, we can conduct an audit to ensure that the scheme continues to meet your requirements and remains competitive. We will work in partnership with you to give you the peace of mind you need.
Reviewing the provider of your benefits against the market enables you to ensure that your terms remain competitive. It also gives you the opportunity to review the design of the benefits provided to your employees.
We take a tailored approach to reach the right solution for you and your employees through our experience and knowledge within the market place. We work with a panel of insurers and providers which we review on a regular basis. Our review takes into account the services, administration, competitiveness of rate, payment of claims & claims management, their additional services offered, as well as their financial strength.
Voluntary benefits are a great way to offer discounted products and services to your employees, often at little or no cost to you as the employer. The benefits are paid for by the employee, in some cases via salary sacrifice, maximising their savings and yours.
Offering choice to your employees is a great way to engage your workforce and allow them to select a benefits package that works for them.
The team at Helm Godfrey can work with you to ensure the right choices are made for your organisation.
Whether you are looking to implement one scheme or a suite of voluntary benefits we can assist you every step of the way, from initial broking to implementation and administration.
• Cancer & Health Screening
• Salary Sacrifice Car Schemes
• Childcare Vouchers
• Cycle to Work
• Dining & Leisure Discount Cards
• Experience Days
• Gadget Insurance
• Discounted Gym Memberships
• Holiday Trading
• Employee Offers & Discounts
• Charitable Giving (Give as you Earn)
• Retail Vouchers & Reloadable Cards
• Technology & Mobile Phone Purchase
• Personal Travel Insurance
Communications and Educational Support
Employee communication is the most vital component in ensuring a successful level of engagement in a benefit programme. We provide multi-media communications and marketing support to maximise engagement and education. We approach your communications very much like our plan design, we tailor it for you, in just the way that you need it. We recognise that every company’s culture is different and we have the expertise and capabilities to support your initiatives.
We will work in partnership with you to determine your communication goals. Helm Godfrey offers multiple employee engagement strategies that can be used. We use ‘teachable moment’ opportunities to ensure that the relevant information is provided in just the right way.
Communications and Marketing Support
With our understanding of your company, we can provide you with a detailed, sequenced employee communications plan. The structure around the communications plan will ensure that you have reached all of your employees with the right message, at the right time, via the right communications vehicle.
We’ll work with you on executive engagement and overall employee support benchmarking and measuring against your goals and objectives along the way. Every company is unique and we’ll provide a plan that’s tailored just for you.
Consultants from Helm Godfrey will be with you all the way. We provide group presentations at your selected worksites, presenting to your employees the tailored benefit programmes and what it means to them. We see this as a valuable ‘teachable moment’ in which plan education is relevant. Our clients find this service very valuable.
One-to-One employee guidance
Where appointed to provide your employees with one-to-one support and guidance, we will meet with them face-to-face to review their particular needs. We will guide your employees throughout their working lives regarding their pensions, where to invest, how much to invest, and their overall retirement planning.